Recent GST Law Amendments

https://www.fundstiger.com/travel-loans/ A Personal Loan for the purpose of financing a vacation or travel in India or abroad is known as a Travel Loan or a Vacation Loan. Both public and private sector banks are constantly making attractive travel loan offers to their customers with a view to making their travel experiences worthwhile. When and why should you take a Travel Loan? The following are the reason to take a Travel Loan You are keen to enjoy life with your loved ones and no longer want to postpone your holiday plans due to want of immediate funds You are reluctant to spend lump-sum money on luxury vacation expenses You are not willing to liquidate your savings and lose interest income on long term savings instruments such as Fixed Deposits, NSCs to spend on your holidays Options to avail Loan for Travelling Travel companies such as MakeMyTrip and Yatra.com offer travel loan packages through their websites to customers by partnerships with banks and credit...

https://www.fundstiger.com/pradhan-mantri-jeevan-jyoti-bima-yojana/ The PMJJBY is available to people in the age group of 18 to 50 years having a bank account who give their consent to enable auto-debit. Aadhar would be the primary KYC for the bank account. The life cover of Rs. 2 lakhs shall be for the one year period stretching from 1st June to 31st May and will be renewable. Risk coverage under this scheme is for Rs. 2 Lakh in case of death of the insured, due to any reason. The premium is Rs. 330 per annum which is to be auto-debited in one installment from the subscriber’s bank account as per the option given by him on or before 31st May of each annual coverage period under the scheme. The scheme is being offered by Life Insurance Corporation and all other life insurers who are willing to offer the product on similar terms with necessary approvals and tie up with banks for this purpose. Eligibility Criteria Any person aged between 18- 50 years having a saving bank ac...

https://www.fundstiger.com/pradhan-mantri-suraksha-bima-yojana/ What is PMSBY? Pradhan Mantri Suraksha Bima Yojana (PMSBY) is one of three social security schemes that the government had announced in the 2015 Budget. The other two being Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and the Atal Pension Yojana (APY).  An accident insurance scheme, PMSBY offers a one-year accidental death and disability cover, which can be renewed annually. What is covered under PMSBY Policy? The Scheme is available to people in the age group 18 to 70 years with a bank account who give their consent to enable auto-debit on or before 31st May for the coverage period 1st June to 31st May on an annual renewal basis. Aadhar would be the primary KYC for the bank account. Risks covered are as follows: Death – Rs 2 Lakh Total and irrecoverable loss of both eyes or loss of use of both hands or feet or loss of sight of one eye and loss of use of hand or foot – Rs 2 Lakh Total and irreco...

All the Companies Registered in India are governed by the provisions of Companies Act, 2013 (An act of Parliament which regulates the working of Companies and legal limits within which companies may do their business). Government strike off more than 2 Lakh companies and disqualified more than 3 Lakh directors for non-compliance of various provisions of Companies Act. Company law provides legal compliance that are required to be followed by every company like reporting of financial results, reporting of changes in management, maintenance of statuary registers, auditing of accounts etc. The following are some of the common compliances which a private limited company has to mandatorily ensure: 1. Appointment of Auditor   Auditor will be appointed for the 5years and form ADT-1 will be filed for 5-year appointment. The first Auditor will be appointed within one month from the date of incorporation of the Company. 2. Filing of Annual Return (Form MGT-7) Private Limited ...

https://www.fundstiger.com/msme-registration/ Micro, Small and Medium Enterprises (MSME) The MSME sector contributes to 45% of India’s Total Industrial Employment, 50% of India’s Total Exports and 95% of all industrial units of the country and more than 6000 types of products are manufactured in these industries. When these industries grow, the economy of the country grows as a whole and flourishes. These industries are also known as small-scale industries or SSI’s. Micro, Small and Medium sized enterprises in both the manufacturing and service sector can obtain MSME Registration under the MSMED Act. Though the MSME registration is not statutory, it is beneficial for business at it provides a range of benefits such as eligibility for lower rates of interest, excise exemption scheme, tax subsidies, power tariff subsidies, capital investment subsidies and other support. What is the registration of MSME? The Government of India has devised the Micro, Small and Medium Enterpris...

Top 7 Fixed Income Plans https://www.fundstiger.com/fixed-income-securities/ A Fixed Monthly income is a preferred choice for individuals who are close to retirement or who have retired. It is important for senior citizens who are in need of a fixed source of stable income which at the same time is also safe. Fixed monthly income is essential for individuals who do not have a stable source of employment. Senior citizens are eligible for certain government-backed monthly income scheme options that provide marginally higher interest rates and are secure. 7 Best Investment option to get regular monthly income in India 1. Post office MIS Backed by the Central government, the Post Office Monthly Income Scheme (MIS) is one of the most secure investment avenues. One can make a minimum amount of investment of Rs. 1,500 and the maximum investment limit is set at Rs. 4.5 lakh in a single account and Rs. 9 lakh in a joint account. The current interest rate offered on this investment i...

https://www.fundstiger.com/credit-cards-25000-salary/ A  Credit Card  is much more than just a way to help you move cashless. It can help you earn some exciting rewards, and save money through cash back options. It can even help you build a good credit history. Moreover, it enables you to stay relevant in the present-day fad of a cashless economy. A person with low income can also own a credit card. Credit cards have a variety of categories depending on income and priorities. There are a number of credit cards available in India which is designed for the persons whose monthly income is less than Rs.25,000. 1. SBI Simply Save Card This Credit Card is perfect for you if you contribute considerably towards the purchase of household items including fuel. Some of the noteworthy features of this card include: A joining bonus of 2,000 points (Redeemable, at investments worth 2,000, within the first two months of issuance). 10x rewards on dining, movies, grocery and dep...